Compare Real-Time Mortgage Rates from 200+ Lenders
We compare over two hundred lenders for you. This helps you find a loan that matches your budget, your goals, and your situation. No guessing. No confusion. Just clear options.
SAFE CREDIT
Secure, trusted mortgage platform
FAST REPLY
Get quotes fast, we compare in real time
MOBILE READY
Apply from your phone, easy & streamlined
Compare Real-Time Mortgage Rates from 200+ Lenders
We compare over two hundred lenders for you. This helps you find a loan that matches your budget, your goals, and your situation. No guessing. No confusion. Just clear options.
SAFE CREDIT
Secure, trusted mortgage platform
FAST REPLY
Get quotes fast, we compare in real time
MOBILE READY
Apply from your phone, easy & streamlined
SOME OF OUR LENDERS PLATFORM
SOME OF OUR LENDERS PLATFORM
Check your eligibility
I’m Ericson your local Loan Officer. This form helps me give you the most accurate options no pressure, just clarity.
What’s the best way to reach you?
✔️No hard credit check
✔️Compare real lenders — not just rates
✔️Get pre-approved with confidence
Your information is safe and only used to help you find the right loan.
Our Services
ONE+
Buy a home with just 1% down and get a 2% lender grant - available to both first-time and repeat buyers with a 620+ credit score.
FHA Loans
Great for buyers with limited savings or lower credit scores. Requires only 3.5% down payment.
Adjustable-Rate Mortgage (ARM)
Enjoy a lower interest rate at the beginning of your loan - perfect if you plan to move or refinance within a few years.
HomeReady® & Home Possible®
Conventional loan programs offering down payments as low as 3% with flexible income and credit requirements.
JUMBO Loan
If your home costs more than the standard loan limits, Jumbo Loans help finance high-priced homes with competitive rates.
VA Loans
Exclusive to veterans, service members, and surviving spouses. Offers $0 down, no PMI, and flexible credit rules
USDA Loan
Designed for rural and suburban families. No down payment required and reduced mortgage insurance.
Bank Statement Loans
Qualify using 12–24 months of business or personal bank statements instead of W-2s or tax returns - useful for self-employed borrowers.
DSCR Loan
Approval is based on your property’s rental income covering the mortgage payment (Debt Service Coverage Ratio), making it ideal for real estate investors.
Asset-Qualifier Loans
Use your savings, investments, or retirement accounts to qualify, without relying on traditional income documents.
Foreign National Loans
Tailored for non-U.S. citizens purchasing U.S. property, even without a U.S. credit history or residency.
FHA Streamline Refinance
Lower your rate with minimal paperwork - often no appraisal or income verification. Only for borrowers with an existing FHA loan.
VA IRRRL (Interest Rate Reduction Refinance Loan)
For veterans and service members with a current VA loan. Quick process, usually no appraisal or income check required.
USDA Streamlined Assist
For homeowners with an existing USDA loan. No appraisal or credit review, must show at least $50/month in savings.
Rate-and-Term Refinance
Replace your current mortgage to reduce your interest rate, shorten the loan term or switch from an ARM to a fixed-rate loan.
Cash-Out Refinance
Tap into your home equity and receive cash to use for debt consolidation, tuition, or major expenses.
Bank Statement Refinance
Qualify using business or personal bank deposits - ideal for self-employed borrowers without W-2 income
DSCR Refinance
For real estate investors - approval based on rental property income instead of personal income.
Asset-Qualifier Refinance
Borrow a lump sum against your home’s value with fixed interest and predictable payments.
HELOC (Home Equity Line of Credit)
A flexible credit line you can borrow from when needed, similar to a credit card but backed by your home.
Foreign National REFINANCE
Borrow a lump sum against your home’s value with fixed interest and predictable payments.
Reverse Mortgage (HECM)
For homeowners aged 62+. Convert part of your home’s equity into cash with no monthly mortgage payments required.
Check your eligibility
Ericson Kagame | NMLS #2588323
Licensed in Missouri — More states coming soon
I’m Ericson your local Loan Officer. This form helps me give you the most accurate options no pressure, just clarity.
What’s the best way to reach you?
✔️No hard credit check
✔️Compare real lenders — not just rates
✔️Get pre-approved with confidence
Your information is safe and only used to help you find the right loan.
Our Services
ONE+
Buy a home with just 1% down and get a 2% lender grant - available to both first-time and repeat buyers with a 620+ credit score.
FHA Loans
Great for buyers with limited savings or lower credit scores. Requires only 3.5% down payment.
Adjustable-Rate Mortgage (ARM)
Enjoy a lower interest rate at the beginning of your loan - perfect if you plan to move or refinance within a few years.
HomeReady® & Home Possible®
Conventional loan programs offering down payments as low as 3% with flexible income and credit requirements.
JUMBO Loan
If your home costs more than the standard loan limits, Jumbo Loans help finance high-priced homes with competitive rates.
VA Loans
Exclusive to veterans, service members, and surviving spouses. Offers $0 down, no PMI, and flexible credit rules
USDA Loan
Designed for rural and suburban families. No down payment required and reduced mortgage insurance.
Bank Statement Loans
Qualify using 12–24 months of business or personal bank statements instead of W-2s or tax returns - useful for self-employed borrowers.
DSCR Loan
Approval is based on your property’s rental income covering the mortgage payment (Debt Service Coverage Ratio), making it ideal for real estate investors.
Asset-Qualifier Loans
Use your savings, investments, or retirement accounts to qualify, without relying on traditional income documents.
Foreign National Loans
Tailored for non-U.S. citizens purchasing U.S. property, even without a U.S. credit history or residency.
FHA Streamline Refinance
Lower your rate with minimal paperwork - often no appraisal or income verification. Only for borrowers with an existing FHA loan.
VA IRRRL (Interest Rate Reduction Refinance Loan)
For veterans and service members with a current VA loan. Quick process, usually no appraisal or income check required.
USDA Streamlined Assist
For homeowners with an existing USDA loan. No appraisal or credit review, must show at least $50/month in savings.
Rate-and-Term Refinance
Replace your current mortgage to reduce your interest rate, shorten the loan term or switch from an ARM to a fixed-rate loan.
Cash-Out Refinance
Tap into your home equity and receive cash to use for debt consolidation, tuition, or major expenses.
Bank Statement Refinance
Qualify using business or personal bank deposits - ideal for self-employed borrowers without W-2 income
DSCR Refinance
For real estate investors - approval based on rental property income instead of personal income.
Asset-Qualifier Refinance
Borrow a lump sum against your home’s value with fixed interest and predictable payments.
HELOC (Home Equity Line of Credit)
A flexible credit line you can borrow from when needed, similar to a credit card but backed by your home.
Foreign National REFINANCE
Borrow a lump sum against your home’s value with fixed interest and predictable payments.
Reverse Mortgage (HECM)
For homeowners aged 62+. Convert part of your home’s equity into cash with no monthly mortgage payments required.
WHY PEOPLE CHOOSE US
We Compare Rates from 236+ Lenders
This gives you more choices and a better chance of getting a lower rate.
FAST AND SIMPLE APPLICATION
You can start your application in minutes. Everything is online and easy to follow
REAL NUMBER, NO GUESSWORK
We show your loan options clearly so you understand your payment, your rate, and your choices.
HELP FOR ALL SITUATION
Even if you have a unique or tough situation, we likely have a lender that can help.
FRIENDLY SUPPORT TEAM
We guide you step by step. You’ll never feel lost or confused.
We Compare Rates from 236+ Lenders
This gives you more choices and a better chance of getting a lower rate.
Fast AND SIMPLE APPLICATION
You can start your application in minutes. Everything is online and easy to follow
.
REAL NUMBERS, NO GUESSWORK
We show your loan options clearly so you understand your payment, your rate, and your choices.
HELP FOR ALL SITUATION
Even if you have a unique or tough situation, we likely have a lender that can help.
FRIENDLY SUPPORT TEAM
We guide you step by step. You’ll never feel lost or confused.
WHY PEOPLE CHOOSE US
We Compare Rates from 236+ Lenders
We shop hundreds of lenders so you don’t have to, giving you the best shot at a lower rate and better loan.
Fast, Simple Online Application
Get pre-approved in minutes with a streamlined, easy-to-use process that's all online, anytime.
Real Numbers. No Guesswork.
Straightforward loan options, clear rates, and no surprises. Know exactly what you're working with.
Help for Every Situation
Self-employed? First-time buyer? Low credit? We likely have a lender who can help.
Friendly, Local Support
No call centers, real people who care. We guide you step by step so you're never left guessing.
We Compare Rates from 236+ Lenders
This gives you more choices and a better chance of getting a lower rate.
Fast AND SIMPLE APPLICATION
You can start your application in minutes. Everything is online and easy to follow
.
REAL NUMBERS, NO GUESSWORK
We show your loan options clearly so you understand your payment, your rate, and your choices.
HELP FOR ALL SITUATION
Even if you have a unique or tough situation, we likely have a lender that can help.
FRIENDLY SUPPORT TEAM
We guide you step by step. You’ll never feel lost or confused.
WHAT OUR CLIENTS SAY
WHAT OUR CLIENTS SAY